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# Aardvark Accounting

Online Accountancy Services

## Sitemaps

- [XML Sitemap](https://www.aardvarkaccounting.co.uk/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Aardvark Accounting named finalist in the 2026 Contracting Awards](https://www.aardvarkaccounting.co.uk/aardvark-accounting-named-finalist-in-the-2026-contracting-awards/) - Aardvark Accounting shortlisted in the 2026 Contracting Awards, recognised for compliant, reliable and contractor‑focused accountancy services.
- [Dormant limited companies in the UK: tax implications & rules](https://www.aardvarkaccounting.co.uk/dormant-limited-companies-in-the-uk-rules-tax-implications-and-compliance-guide/) - Learn what a dormant limited company in the UK is, HMRC rules, filing requirements, VAT and PAYE obligations, and how to stay fully compliant.
- [Allowable business expenses for limited company directors: What you can claim and HMRC rules explained](https://www.aardvarkaccounting.co.uk/allowable-business-expenses-for-limited-company-directors-what-you-can-claim-and-hmrc-rules-explained/) - Learn what limited company directors can claim as allowable business expenses under HMRC rules, including travel, home office, and tax deductions.
- [What to Do If You Can’t Pay HMRC: Expert Advice for UK Taxpayers](https://www.aardvarkaccounting.co.uk/cant-pay-hmrc-uk-tax-advice/) - Struggling to pay HMRC? Discover expert UK tax advice, payment plan options, and steps to manage your finances without stress or penalties.
- [Business Asset Disposal Relief (BADR): What You Need to Know](https://www.aardvarkaccounting.co.uk/business-asset-disposal-relief-badr-guide/) - Learn everything you need to know about Business Asset Disposal Relief (BADR), including eligibility, claiming process, tax rates and the upcoming 2026 changes.
- [How Associated Companies Impact Corporation Tax for Your Trading Company](https://www.aardvarkaccounting.co.uk/associated-companies-corporation-tax-trading-company/) - Learn how associated companies impact trading company's Corporation Tax. Understand HMRC rules, small profits thresholds & strategies to manage tax efficiently.
- [How Much Can Limited Company Directors Claim for Working from Home](https://www.aardvarkaccounting.co.uk/limited-company-directors-home-office-expenses/) - Find out how Limited Company directors can claim home office expenses in 2025/26 using HMRC’s flat-rate or actual cost methods.
- [How to Recognise and Avoid HMRC Tax Scams in the UK](https://www.aardvarkaccounting.co.uk/recognise-avoid-hmrc-tax-scams-uk/) - Learn how to spot HMRC tax scams, avoid phishing attempts, and protect your personal and business information in the UK.
- [What Was Announced in the Autumn Budget 2025?](https://www.aardvarkaccounting.co.uk/autumn-budget-2025-key-points/) - Discover the key announcements from the Autumn Budget 2025, including tax changes, business updates, and what they mean for individuals and companies in the UK.
- [How to maximise your tax efficiency before tax yearend 2026](https://www.aardvarkaccounting.co.uk/how-to-maximise-your-tax-efficiency-before-tax-yearend-2026/) - Learn smarter tax planning for directors for the tax yearend 2026 and how you can use allowances, ISAs, pensions, and dividends to maximise your tax efficiency.
- [What Are the 2026-27 Tax Year Rates and Allowances?](https://www.aardvarkaccounting.co.uk/what-are-the-2026-27-tax-year-rates-and-allowances/) - The 2026/27 tax year rates and allowances for UK Limited Company directors, including income tax, National Insurance, and dividend thresholds.
- [What are the key dates throughout the 2026/27 tax year for Limited Company Directors?](https://www.aardvarkaccounting.co.uk/what-are-the-key-dates-throughout-the-2026-27-financial-year-for-limited-company-directors/) - Stay on top of your Limited Company duties and avoid penalties with our clear guide to 2026/27 tax-year deadlines for HMRC and Companies House.
- [What was announced in the Spring Forecast 2026?](https://www.aardvarkaccounting.co.uk/the-spring-forecast-2026/) - Summary of the UK Spring Forecast 2026, covering economic outlook, public finances, and key policy updates affecting businesses and households.
- [Tax-free Trivial Benefits for limited companies: A guide to employee gifts and rewards](https://www.aardvarkaccounting.co.uk/tax-free-trivial-benefits-for-limited-companies-a-guide-to-employee-gifts-and-rewards/) - Learn how tax-free trivial benefits work for UK limited companies, including HMRC rules, £50 limits, and how to reward employees and directors tax efficiently.
- [How limited company directors get paid: Salary vs dividends explained](https://www.aardvarkaccounting.co.uk/how-limited-company-directors-get-paid-salary-vs-dividends-explained/) - Learn how limited company directors get paid through salary vs dividends, how each is taxed, and how to stay HMRC compliant and tax efficient in 2026/27.
- [Business Bank Account FAQs](https://www.aardvarkaccounting.co.uk/business-bank-account-faqs/) - Everything small businesses and contractors need to know about business bank accounts.
- [What Are the 2025-26 Tax Year Rates and Allowances?](https://www.aardvarkaccounting.co.uk/2025-26-tax-year-rates-and-allowances/) - Take a look at our infographic for the 2024/25 tax year rate changes.
- [ID Verification at Companies House – what you need to know](https://www.aardvarkaccounting.co.uk/id-verification-at-companies-house-what-you-need-to-know/) - From Nov 2025, ID verification with Companies House will be mandatory for directors & PSCs. See deadlines, process, and how Aardvark Accounting can help.
- [Making Tax Digital](https://www.aardvarkaccounting.co.uk/making-tax-digital/) - HMRC will be introducing a new initiative to move all personal and business tax online – Making Tax Digital (MTD).
- [Are you contracting in the public sector?](https://www.aardvarkaccounting.co.uk/contracting-public-sector/) - As you may be aware there are a number of changes coming into play from April 2017 that will impact contractors.
- [Paying a salary through a Limited Company](https://www.aardvarkaccounting.co.uk/paying-a-salary-through-a-limited-company/) - How is a salary paid through a company? This is the easy part, it’s simply a payment from the business bank account to the personal account of your employees. You need to make sure the payment that made is net of any taxes due (income tax and national insurance). The relevant PAYE returns will need
- [Setting up a Limited Company](https://www.aardvarkaccounting.co.uk/setting-up-a-limited-company/) - Are you thinking of setting up a Limited company, and you’re not sure where to start? No problem, Aardvark Accounting can help. This guide will help you to understand what a Limited Company is and what setting one up involves, without the jargon. What exactly is a Limited Company? A Limited company is an organisation
- [Budget Day March 2017](https://www.aardvarkaccounting.co.uk/budget-day-march-2017/) - I have to admit as Hammond started to deliver his Budget Speech, I was anxiously waiting to see what announcements he would make that would impact the contractor and small business industry. However it seems I need not worry this time around, with the main changes being: Tax Free Dividends The £5,000 dividend allowance will
- [Flat Rate VAT changes - April 2017](https://www.aardvarkaccounting.co.uk/flat-rate-vat-changes-april-2017/) - So, it seems that there’s been a u-turn on the plan to increase National Insurance, following the recent Spring Budget 2017.
- [Detailed Autumn Budget Report 2017](https://www.aardvarkaccounting.co.uk/detailed-autumn-budget-report-2017/) - The 2017 Autumn Budget represents the first step in the government's new Budget regime.
- [Do you need to hire an accountant as a contractor?](https://www.aardvarkaccounting.co.uk/need-hire-accountant-contractor/) - Of all the professionals you are likely to encounter as a limited company contractor, your accountant is likely to be the most important.
- [Tax Planning for 2019-2020](https://www.aardvarkaccounting.co.uk/tax-planning-2019-2020/) - So, it’s a new tax year and new increased rates for 2019/20. In this article, we show you how this works in practical terms.
- [IR35 in the private sector: draft legislation](https://www.aardvarkaccounting.co.uk/ir35-in-the-private-sector-draft-legislation/) - IR35 in the private sector – where do we currently stand with the changes? We’re starting to get asked more “what is going to happen from April 2020?”… Now that the draft legislation has been issued, we can start to make you aware of the facts based on where we currently stand. What’s all the
- [Trivial Benefits](https://www.aardvarkaccounting.co.uk/trivial-benefits-for-limited-company-directors/) - There will be occasions when a company may wish to provide small gifts to employees or directors. In this guide, we will explain what can be claimed and how much. What are the changes? Since 6 April 2016 the rules have changed, meaning that employers can now provide trivial benefits such as small gifts and
- [Umbrella FCSA accreditation](https://www.aardvarkaccounting.co.uk/umbrella-fcsa-accreditation/) - FCSA accreditation received by SG Umbrella, the sister compnay of Aardvark Accounting, offering high levels of compliance, process and service.
- [Sunak delivers Budget to meet ‘challenging times’](https://www.aardvarkaccounting.co.uk/sunak-delivers-budget-to-meet-challenging-times/) - Chancellor Rishi Sunak delivered his first Budget, and the first since the UK’s departure from the European Union, against the backdrop of the coronavirus outbreak. The Chancellor announced a £30 billion stimulus package to support the economy through coronavirus contagion and pledged to give the NHS whatever extra resources are needed to cope. Following the
- [Coronavirus business support measures explained](https://www.aardvarkaccounting.co.uk/business-emergency-measures-announced/) - This guide covers all of the business support measures announced by Rishi Sunak in March and is being updated as and when new initiatives are launched or changes are made to existing ones. Please bookmark this page to keep up to date. Last updated 17th August 2020: Additions to Grants for the self-employed Contents Coronavirus
- [Can I furlough myself as a Limited Company Contractor?](https://www.aardvarkaccounting.co.uk/can-i-furlough-myself-as-a-limited-company-contractor/) - Coronavirus business support measures include a job retention scheme that allows some Limited Company contractors to furlough themselves and receive pay.
- [Coronavirus business support - FAQ](https://www.aardvarkaccounting.co.uk/coronavirus-business-support-faq/) - Answers to the most frequently asked questions that we get from our limited company contractors about Coronavirus business support measures
- [Tax Planning for 2020-2021](https://www.aardvarkaccounting.co.uk/tax-planning-for-2020-2021/) - At the start of a new tax year we look at how Limited Company contractors can be as tax efficient as possible with out tax planning blog.
- [How you can increase your chances of getting a mortgage as a contractor](https://www.aardvarkaccounting.co.uk/how-you-can-increase-your-chances-of-getting-a-mortgage-as-a-contractor/) - Thankfully, gone are the days where banks, building societies and mortgage lenders would flatly turn down a contractor for a mortgage, based on the misconception that it’s risky to lend to someone who is self-employed. As contracting has become mainstream, more lenders are approving mortgage applications from contractors. Yet, there are some lenders who remain
- [Economy rebuild measures announced](https://www.aardvarkaccounting.co.uk/economy-rebuild-measures-announced/) - The government today announced what they refer to as their next step in rebuilding the economy. Their focus is very much around preventing unemployment whilst gradually stopping the furlough scheme, boosting the hospitality sector and kick starting the housing market. The measures announced are: Furlough bonus £1,000 bonus for keeping furloughed staff until January 2021
- [What would the rumoured Corporation Tax hike to 24% cost your company?](https://www.aardvarkaccounting.co.uk/what-would-the-rumoured-corporation-tax-hike-to-24-cost-your-company/) - The Chancellor is considering raising Corporation Tax from 19% to 24%, but what would it mean for Limited Company contractors? In this blog we investigate.
- [Coronavirus business support measures September 2020](https://www.aardvarkaccounting.co.uk/coronavirus-business-support-measures-september-2020/) - Rishi Sunak today announced that the government will cover up to two thirds of workers’ wages if their hours have been reduced due to the coronavirus pandemic. It is hoped that the ‘Jobs Support Scheme’ will help to reduce the millions of job losses expected when the furlough scheme ends on October 31st 2020. Announced as
- [IR35 – glossary of terms](https://www.aardvarkaccounting.co.uk/ir35-glossary-of-terms/) - With the IR35 Private Sector changes being postponed to April 2021, now is the perfect time to brush up on your IR35 terminology with our glossary.
- [A guide to dividends and what you need to know as a Limited Company contractor](https://www.aardvarkaccounting.co.uk/a-guide-to-dividends-and-what-you-need-to-know-as-a-limited-company-contractor/) - Unsure of what dividends are and how they work? In our blog we look at just that, and help you understand their value when paying yourself.
- [Furlough extended until March, Job Retention bonus scrapped](https://www.aardvarkaccounting.co.uk/furlough-extended-until-march-job-retention-bonus-scrapped/) - The furlough scheme has been extended as we enter the second lockdown. Find out more in our latest blog.
- [How to challenge a client’s IR35 determination](https://www.aardvarkaccounting.co.uk/how-to-challenge-a-clients-ir35-determination/) - Do you feel like your client has got your IR35 status wrong? In this blog we give you advice on how to challenge their decision.
- [IR35 April 2021 – essential FAQs](https://www.aardvarkaccounting.co.uk/ir35-april-2021-essential-faqs/) - IR35 changes are coming in April 2021. Be prepared with our IR35 essential FAQs.
- [Should you refuse IR35 contracts?](https://www.aardvarkaccounting.co.uk/should-you-refuse-ir35-contracts/) - Should you refuse IR35 contracts? In this blog we explore the pros and cons of doing so, and the reasons why.
- [Working inside IR35 – what are your options?](https://www.aardvarkaccounting.co.uk/working-inside-ir35-what-are-your-options/) - What happens if you're found inside IR35? In this blog we explore your options.
- [Aardvark Accounting’s expert IR35 guidance](https://www.aardvarkaccounting.co.uk/included-as-standard-aardvark-accountings-expert-ir35-guidance/) - Our IR35 services have been specifically designed for our clients, with your future in mind – no matter what happens.
- [IR35 FAQs for Agencies and End Hirers](https://www.aardvarkaccounting.co.uk/ir35-faqs-for-agencies-and-end-hirers/) - April 2021 - Navigating the changes to off payroll rules Do you engage with Limited Company contractors to complete project roles within your business, or other organisations? Are you prepared for April 2021’s IR35 legislation changes? In this guide we highlight the top line on IR35, what your obligations are, and how you can continue
- [Everything you need to start your contracting career in 2021](https://www.aardvarkaccounting.co.uk/everything-you-need-to-start-your-contracting-career-in-2021/) - Is 2021 the year you take the leap into your contracting career? In our blog we share all the things you'll need to consider to get yourself going.
- [Your IR35 checklist – things to consider and start doing now!](https://www.aardvarkaccounting.co.uk/your-ir35-checklist-things-to-consider-and-start-doing-now/) - The IR35 reform is coming, and there’s only a few more months before it’ll be here. So what can you be doing now to ensure you’re 100% ready? In this blog we take a look at the IR35 checklist, to help you get prepared so you can avoid any nasty shocks come April. Know what
- [The VAT Deferral Scheme](https://www.aardvarkaccounting.co.uk/the-vat-deferral-scheme/) - On February 11th, HMRC announced that they will be launching a new scheme, designed to assist with businesses’ cash flow, as part of their ongoing COVID-19 support. This scheme will allow businesses to defer their VAT liabilities generated between March 20th and June 30th 2020. In this blog we take a look at the new scheme, explain
- [Budget 2021 – what does it mean for contractors?](https://www.aardvarkaccounting.co.uk/budget-2021-what-does-it-mean-for-contractors/) - What does the budget 2021 hold for contractors? In our blog we explore how contractors are affected from today's announcement.
- [Your tax year-end checklist](https://www.aardvarkaccounting.co.uk/your-tax-year-end-checklist/) - Make the most of your tax-saving opportunities before April 5th, with our blog on the tax year-end checklist for contractors.
- [Tax planning for 2021/22](https://www.aardvarkaccounting.co.uk/tax-planning-for-2021-22/) - For the 2021/2022 tax year, tax allowances and rate bands have, in the main, remained the same. In this article, we demonstrate what that means to contractors in real terms, and offer our advice for trading as tax-efficiently as possible. 3 ways to trade tax-efficiently for 2021/2022 Use the optimum salary levels for 2021/22. There
- [Thinking of switching from Limited to Umbrella? Here’s everything you need to know](https://www.aardvarkaccounting.co.uk/thinking-of-switching-from-limited-to-umbrella-heres-everything-you-need-to-know/) - Has your IR35 status got you needing to switch from Limited to Umbrella? In our blog we take you through the steps.
- [What Limited Company contractors need to know about the Status Determination Statement (SDS)](https://www.aardvarkaccounting.co.uk/what-limited-company-contractors-need-to-know-about-the-status-determination-statement-sds/) - As a Limited Company contractor you’ve probably been ensuring that you’ve done everything you can to understand the changes to the IR35 reform, and what you needed to be doing. But can the same be said for your end hirer / client? In this blog we explore the Status Determination Statement (SDS) and why you
- [A Limited Company contractors guide to insurance](https://www.aardvarkaccounting.co.uk/a-limited-company-contractors-guide-to-insurance/) - Have you got your Limited Company contractor insurance in place? In our blog we highlight what you need and where to find it.
- [Planning on giving freelancing or contracting a go? We reveal how much tax you’ll pay](https://www.aardvarkaccounting.co.uk/planning-on-giving-freelancing-or-contracting-a-go-we-reveal-how-much-tax-youll-pay/) - If you're considering trying out freelancing or contracting whilst still in permanent employment, we'll show you how much tax you'll have to pay.
- [PAYE due on July 22nd 2021](https://www.aardvarkaccounting.co.uk/paye-due-on-july-22nd-2021/) - Contractors, it's that time of the year when your PAYE payment is due. Don't miss the July 22nd deadline, get prepared with our blog.
- [Summer socials and entertaining staff – what you can claim as a business expense](https://www.aardvarkaccounting.co.uk/summer-socials-and-entertaining-staff-what-you-can-claim-as-a-business-expense/) - It's time to start planning your summer social! But what can you claim as a business expense? In this blog we reveal all.
- [A Limited Company contractor’s guide to bounce back loans, dividends, and illegal dividends](https://www.aardvarkaccounting.co.uk/a-limited-company-contractors-guide-to-bounce-back-loans-dividends-and-illegal-dividends/) - How do dividends work, what are bounce back loans, and when do dividends become illegal? We take a deeper look into taking money out of your company.
- [A reminder about the Self-Employment Income Support Scheme (SEISS)](https://www.aardvarkaccounting.co.uk/a-reminder-about-the-self-employment-income-support-scheme-seiss/) - If you took advantage of the Self-Employment Income Support Scheme (SEISS) our blog explores the tax you'll pay and when it's due.
- [A Limited Company contractor’s guide to the announced dividend tax increase](https://www.aardvarkaccounting.co.uk/a-limited-company-contractors-guide-to-the-announced-dividend-tax-increase/) - Dividend tax changes are on the horizon for Limited Company contractors. We look at what they are, when they'll happen, and how you might be affected.
- [The super-deduction tax relief, explained](https://www.aardvarkaccounting.co.uk/the-super-deduction-tax-relief-explained/) - For Limited Company contractors, the super-deduction tax relief introduction could give the perfect opportunity to update your equipment. Our blog has more.
- [A Limited Company contractor's guide to the Autumn Budget 2021](https://www.aardvarkaccounting.co.uk/a-limited-company-contractors-guide-to-the-autumn-budget-2021/) - The Autumn Budget 2021 is here! But what did it announce for contractors? Our blog reveals everything you need to know.
- [The top 4 tax benefits from adopting a green approach to running your company](https://www.aardvarkaccounting.co.uk/the-top-4-tax-benefits-from-adopting-a-green-approach-to-running-your-company/) - Our blog takes a look at the top four ways in which contractors can adopt a green approach to running their business, whilst also saving on tax.
- [Can you claim your festive party expenses?](https://www.aardvarkaccounting.co.uk/can-you-claim-your-festive-party-expenses/) - Are you able to claim your festive party expenses, and what are the rules you have to stick to? In this blog we explore just that, to help you celebrate.
- [Electric cars – how much tax can you expect to pay?](https://www.aardvarkaccounting.co.uk/electric-cars-how-much-tax-can-you-expect-to-pay/) - Are there any attractive tax benefits to buying an electric car? In this blog we explore how much tax you can expect to pay.
- [Limited Company contracting with children – are you entitled to childcare?](https://www.aardvarkaccounting.co.uk/limited-company-contracting-with-children-are-you-entitled-to-childcare/) - As a Limited Company contractor are you entitled to childcare aid from the government? In this blog we explore just that, and show you what help is available.
- [The Spring Statement 2022 - how have Limited Company contractors been affected?](https://www.aardvarkaccounting.co.uk/the-spring-statement-2022-how-have-limited-company-contractors-been-affected/) - In this blog our MD, Daniel Mepham, shares his thoughts from the March 2022 Spring Statement. A much anticipated Spring Statement was delivered on March 23rd by Chancellor, Rishi Sunak against a backdrop of war in Ukraine, post pandemic super spending and an ever increasing rate of inflation. With that in mind I was expecting
- [5 top ways in which you can manage multiple clients as a contractor](https://www.aardvarkaccounting.co.uk/5-top-ways-in-which-you-can-manage-multiple-clients-as-a-contractor/) - How does a successful Limited Company contractor manage multiple clients? In this blog, we'll show you how.
- [Aardvark Accounting’s top 7 tips to reduce your income tax bill in 2022 as a Limited Company contractor](https://www.aardvarkaccounting.co.uk/aardvark-accountings-top-7-tips-to-reduce-your-income-tax-bill-in-2022-as-a-limited-company-contractor/) - Reduce your income tax bill in 2022, with our top tips for Limited Company contractors.
- [Top tips on how to reduce your energy consumption when working from home](https://www.aardvarkaccounting.co.uk/top-tips-on-how-to-reduce-your-energy-consumption-when-working-from-home/) - The cost of living and working is on the rise! In this blog we show you how to reduce your energy consumption, and therefore outgoings.
- [Borrowing money from your Limited Company](https://www.aardvarkaccounting.co.uk/borrowing-money-from-your-limited-company/) - When borrowing money from your Limited Company, what's the best way possible? In our blog we show you how.
- [Summer entertaining – the rules behind having a good time](https://www.aardvarkaccounting.co.uk/summer-entertaining-the-rules-behind-having-a-good-time/) - What are the rules surrounding Summer entertaining, and can you claim it as a legitimate business expense? In our blog we explore all.
- [The April 2023 Corporation Tax Rate increases - explained](https://www.aardvarkaccounting.co.uk/the-april-2023-corporation-tax-rate-increases-explained/) - Corporation Tax is increasing from 19% to 25% in April 2023. So what does this mean for Limited Companies? Our blog looks at the impending changes.
- [MINI BUDGET SEPTEMBER 2022](https://www.aardvarkaccounting.co.uk/mini-budget-september-2022/) - The mini budget has turned IR35 on its head! Read our blog to find out more.
- [BREAKING NEWS - Repeal of IR35 reforms and back track on Corporation Tax](https://www.aardvarkaccounting.co.uk/breaking-news-repeal-of-ir35-reforms-and-back-track-on-corporation-tax/) - The Chancellor announced a major u-turn u-turn in terms of the IR35 reform. Our blog reveals all.
- [Business expenses through a Limited Company](https://www.aardvarkaccounting.co.uk/business-expenses-through-a-limited-company/) - Aardvark Accounting's guide to claiming common business expenses through a limited company for new business owners.
- [The Autumn Statement 2022 Full Report - what it means for Limited Company contractors](https://www.aardvarkaccounting.co.uk/the-autumn-statement-2022-what-it-means-for-limited-company-contractors/) - The Autumn Statement 2022 was delivered today by Chancellor of the Exchequer, Jeremy Hunt. Our blog explores what he announced for contractors.
- [2023-24-tax-changes-rates](https://www.aardvarkaccounting.co.uk/2023-24-tax-changes-rates/) - National Insurance & Tax Tax-free personal allowance – £12,570 Basic rate – 20% up to £37,700Higher rate – 40% – from £37,701 to £125,140Additional rate – 45% – above £125,140National Insurance RatesPrimary threshold – £12,570Secondary threshold – £9,100 Employees and directors must pay NI Class 1 contributions at 12% and 2% Employers pay NI Class
- [What is your company yearend and what do you need to know?](https://www.aardvarkaccounting.co.uk/what-is-your-company-yearend-and-what-do-you-need-to-know/) - New Limited Company directors must complete their yearend, but what is it and why do you need to do one? In this blog we explore what yearends actually are, what you need to be aware of, and the support that’s available for you. What is a yearend? It’s the official date your company’s accounting period
- [Limited Company key dates throughout the financial year – your responsibilities and what you need to file with Companies House and HMRC](https://www.aardvarkaccounting.co.uk/limited-company-key-dates-throughout-the-financial-year-your-responsibilities-and-what-you-need-to-file-with-companies-house-and-hmrc/) - As a director of your Limited Company you’ll have legal responsibilities, such as submitting / filing various returns and forms to HMRC and Companies House throughout the financial year. When you’re busy running your own Limited Company it can be easy to miss important deadlines, and what you need to do. In this blog we
- [The Spring Budget 2023](https://www.aardvarkaccounting.co.uk/the-spring-budget-2023/) - It's Spring Budget 2023 day, but what did it hold for Limited Company contractors? Our blog takes a closer look.
- [How much tax can you expect to pay on electric cars?](https://www.aardvarkaccounting.co.uk/how-much-tax-can-you-expect-to-pay-on-electric-cars/) - Tempted to get an electric car, but unsure how much tax you'll pay? Take a look at the tax rates on electric vs fuel, and which could be the right choice for you right now.
- [Reducing your Corporation Tax by making charitable donations through your Limited Company](https://www.aardvarkaccounting.co.uk/reducing-your-corporation-tax-by-making-charitable-donations-through-your-limited-company/) - Limited Company contractors, reduce your Corporation Tax by making charitable donations through your Limited Company.
- [Do you owe tax on cryptocurrency in the UK?](https://www.aardvarkaccounting.co.uk/do-you-owe-tax-on-cryptocurrency-in-the-uk/) - In this blog, we break down how tax on cryptocurrency works in the UK, and how we can help you stay crypto tax compliant.
- [HMRC’s Crypto tax nudge letters](https://www.aardvarkaccounting.co.uk/hmrcs-crypto-tax-nudge-letters/) - In this blog we take a closer look HMRC’s crypto tax nudge letter, what you’ll need to do if you receive one, and how you need to manage your crypto tax moving forward.
- [How to maximise your tax efficiency before tax yearend 5 April 2024](https://www.aardvarkaccounting.co.uk/how-to-maximise-your-tax-efficiency-before-tax-yearend-5-april-2024/) - Allowable expenses Claim all of your allowable expenses Maximise your trivial benefit allowances for all directors Keep receipts 6 years after accounting period ISAsUse your ISA allowance£20,000 taxed at 0% per year £9,000 for junior ISAs (JISAs) If you have a spouse / partner be sure to utilise their £20,000 allowancePension ContributionsMake contributions through your
- [The Budget 2024](https://www.aardvarkaccounting.co.uk/the-budget-2024/) - Chancellor Jeremy Hunt has just finished delivering his Spring Budget 2024, in which he said the Conservatives have a plan to ‘grow the economy’. He confidently stated that his Budget will “unleash people power and put this country back on the path to lower taxes. Growth up, jobs up, taxes down.” Property tax – The
- [2024-25 tax year rates and allowances](https://www.aardvarkaccounting.co.uk/2024-25-tax-changes-rates/) - Take a look at our infographic for the 2024/25 tax year rate changes.
- [Limited Company dividends guide](https://www.aardvarkaccounting.co.uk/limited-company-guide-to-dividends/) - In this blog we cover the Limited Company dividends guide.
- [Limited Company director's key dates throughout the financial year](https://www.aardvarkaccounting.co.uk/limited-company-directors-key-dates-throughout-the-financial-year/) - In this blog we’ve taken a look at a Limited Company director's key dates they need to be aware of, in order to successfully run their business.
- [How Much Tax Can You Expect to Pay on an Electric Car, and What Are the Differences Between Leasing and Hire Purchase?](https://www.aardvarkaccounting.co.uk/how-much-tax-can-you-expect-to-pay-on-electric-cars-and-the-differences-between-leasing-and-hire-purchase/) - We take a closer look at the tax you can expect to pay on an electric car, and the differences between leasing, hire purchase and outright purchase.
- [A guide to buy-to-let](https://www.aardvarkaccounting.co.uk/a-guide-to-buy-to-let/) - This guide will cover the tax considerations you need to know as a buy-to-let investor in the UK.
- [The Autumn Budget 2024](https://www.aardvarkaccounting.co.uk/the-autumn-budget-2024/) - Take a look at our full report coverage of The Autumn Budget 2024 for all the announcements and upcoming changes.
- [Is closing your company with MVL the right option for you?](https://www.aardvarkaccounting.co.uk/company-closure-normal-vs-mvl-which-is-the-right-option-for-you/) - Our blog looks at Company closure - normal vs MVL and the process of closing your Limited Company and how much tax you’ll end up paying.
- [Are you eligible for free childcare whilst working through your Limited Company?](https://www.aardvarkaccounting.co.uk/are-you-eligible-for-free-childcare-whilst-working-through-your-limited-company/) - In this blog we take a closer look at free childcare eligibility for Limited Company directors and what you could be entitled to.
- [Can you pay for your garden office through your Limited Company?](https://www.aardvarkaccounting.co.uk/can-you-pay-for-your-garden-office-through-your-limited-company/) - In this blog we explore the world of garden offices, and what your Limited Company can pay for.
- [How to maximise your tax efficiency before tax yearend 2025](https://www.aardvarkaccounting.co.uk/how-to-maximise-your-tax-efficiency-before-tax-yearend-2025/) - Want to make the most from your tax allowances before tax yearend 2025? Take a look at our handy infographic.
- [How Much Can You Claim for Using Your Home as an Office?](https://www.aardvarkaccounting.co.uk/how-much-can-you-claim-for-using-your-home-as-an-office/) - Learn how to claim home office expenses UK through your limited company, including HMRC rates, higher claims, and tax tips for remote work.
- [What Is the Employer’s National Insurance Rate Increasing To?](https://www.aardvarkaccounting.co.uk/the-employers-national-insurance-rate-increase/) - The Employer's National Insurance rate increase is almost here. This blog covers the key things to be aware of for the fast-approaching 2025/26 tax year.
- [What Are the Key Dates Throughout the Financial Year for Limited Company Directors?](https://www.aardvarkaccounting.co.uk/key-dates-for-limited-company-directors-throughout-the-financial-year/) - In this blog we’ve taken a look at all the key dates a Limited Company contractor needs to be aware of, in order to successfully run their business.
- [What Was Announced in the Spring Statement 2025?](https://www.aardvarkaccounting.co.uk/spring-statement-2025/) - Chancellor of the Exchequer, Rachel Reeves, held the Spring Statement on Wednesday 26 March 2025. In the run up to the event, the Chancellor stated that she ‘remains committed to one major fiscal event a year to give families and businesses stability and certainty on upcoming tax and spending changes and, in turn, to support
- [Are you prepared for Making Tax Digital?](https://www.aardvarkaccounting.co.uk/making-tax-digital-are-you-prepared/) - Making Tax Digital (MTD) is just around the corner so it’s time to start getting prepared. In this blog, we’ll cover the upcoming changes.
- [Limited Company Dividends](https://www.aardvarkaccounting.co.uk/limited-company-dividends/) - In this blog we’ll take a closer look at what dividends actually are, how they’re paid, and what you need to know about them as a UK Limited Company owner.
- [Trivial Benefits](https://www.aardvarkaccounting.co.uk/trivial-benefits/) - Our blog takes a closer look at Trivial Benefits to understand how they work, what you’re able to purchase and how it works from a taxation point of view.
- [Dormant Limited Company – everything you need to know](https://www.aardvarkaccounting.co.uk/dormant-limited-company/) - What is a dormant Limited Company, how does it work and how can Aardvark Accounting help you? In this blog we answer all these questions and more.
- [The tax benefits of making pension contributions through your Limited Company](https://www.aardvarkaccounting.co.uk/the-tax-benefits-of-making-pension-contributions-through-your-limited-company/) - Learn how limited company directors can cut Corporation Tax and build a tax-efficient retirement fund with smart pension contributions.
- [What do your Limited Company’s Annual Accounts show you?](https://www.aardvarkaccounting.co.uk/what-do-your-limited-companys-annual-accounts-show-you/) - Discover what’s included in your limited company’s annual accounts, why they matter, and how to use them to improve financial health and growth.
- [VAT schemes – which one is right for you?](https://www.aardvarkaccounting.co.uk/vat-schemes-which-one-is-right-for-you/) - Explore UK VAT schemes for limited companies, compare options, and learn which scheme best improves cash flow, tax efficiency, and reduces admin.
- [Finalists in the 2025 Contracting Awards](https://www.aardvarkaccounting.co.uk/aardvark-accounting-finalist-2025-contracting-awards/) - Aardvark Accounting proud to be finalists in the Best Contractor Accountant category at the 2025 Contracting Awards, recognising our client-focused service.
- [What business records do you need to keep when running your own business?](https://www.aardvarkaccounting.co.uk/what-business-records-do-i-need-to-keep-when-running-your-own-business/) - Whether you're a sole trader, partnership or limited company, HMRC expect you to keep business records. In this blog we show you how.
- [Can you claim your festive party as a business expense?](https://www.aardvarkaccounting.co.uk/can-you-claim-your-festive-party-as-a-business-expense/) - In this blog we look at what you need to do to ensure you stay within HMRC’s regulations, when planning your festive party and business expenses.
- [Can my Limited Company contribute to my pension?](https://www.aardvarkaccounting.co.uk/can-my-limited-company-contribute-to-my-pension/) - Can your Limited Company contribute to your personal pension? Our blog reveals all.
- [Salary vs dividends – what’s the perfect mixture for you?](https://www.aardvarkaccounting.co.uk/salary-vs-dividends-whats-the-perfect-mixture-for-you/) - In this blog we look at how to pay yourself a salary plus dividends to find your perfect mixture, for optimum tax sense.
- [Focusing on YOU – practicing self-care for small business owners when running your own business](https://www.aardvarkaccounting.co.uk/focusing-on-you-practicing-self-care-when-running-your-own-business/) - In this blog we share our top tips for self-care for small business owners, to ensure you’re looking after your number one client – you!
- [Introducing FreeAgent – the online accounting portal that’s Aardvark tried, tested and approved!](https://www.aardvarkaccounting.co.uk/introducing-freeagent-the-online-accounting-portal-thats-aardvark-tried-tested-and-approved/) - Here at Aardvark we’re really proud to include FreeAgent in both our Limited Company and Sole Trader monthly packages.
- [How to Work From Home Effectively](https://www.aardvarkaccounting.co.uk/working-from-home-effectively/) - Working from home is one of the main perks of being self-employed. In this blog, we’ll cover tips to help you make the most of this benefit.
- [Aardvark Accounting is FCSA accredited once again](https://www.aardvarkaccounting.co.uk/aardvark-accounting-is-now-fcsa-accredited-once-again/) - Here at Aardvark Accounting we’re proud to announce that we’re now an accredited member of The Freelancer and Contractor Services Association (FCSA).
- [Aardvark Accounting is now FCSA accredited](https://www.aardvarkaccounting.co.uk/aardvark-accounting-is-now-fcsa-accredited/) - Here at Aardvark Accounting we’re proud to announce that we’re now an accredited member of The Freelancer and Contractor Services Association (FCSA).
- [We won! Best Contractor Accountant in the Contracting Awards 2024](https://www.aardvarkaccounting.co.uk/we-won-best-contractor-accountant-in-the-contracting-awards-2024/) - We’re so proud to announce that we won the Best Contractor Accountancy (1,000 – 2,500 Clients) two years running at the Contracting Awards!
- [Director's Loan Account](https://www.aardvarkaccounting.co.uk/directors-loan-account/) - There may be times when a company wants to lend money to a director or a director lends money to a company. What is a Director’s Loan Account? A director loan account can be made up of various items; accidental overpaid salary or expenses at the end of the accounting period, excess or ultra vires
- [Your tax year-end checklist 2022](https://www.aardvarkaccounting.co.uk/your-tax-year-end-checklist-2022/) - The tax year-end is almost upon us, so now is the time to act and ensure you’ve done everything you can to reduce your tax bill. In this blog we show you what to consider.
- [Tax planning for 2022/23 – looking ahead to make the most from your contractor pay](https://www.aardvarkaccounting.co.uk/tax-planning-for-2022-23-looking-ahead-to-make-the-most-from-your-contractor-pay/) - Get a head start on the next tax year, with our tax planning blog. Understand what rates are available to you, the tax you can expect to pay, and how the following tax year could look for you.
- [How to maximise your tax efficiency before tax yearend 5 April 2023](https://www.aardvarkaccounting.co.uk/how-to-maximise-your-tax-efficiency-before-tax-yearend-5-april-2023/) - Allowable expenses Claim all of your allowable expenses Ensure paid invoices have been recorded – chase those you’re still awaiting payment for Keep receipts 6 years after accounting period ISAsUse your ISA allowance£20,000 taxed at 0% per year £9,000 for junior ISAs (JISAs) If you have a spouse / partner be sure to utilise their
- [The Autumn Statement 2023](https://www.aardvarkaccounting.co.uk/the-autumn-statement-2023/) - Autumn Statement 2023 - Take a look at our initial thoughts on the announcements and what they mean for business owners.
- [Aardvark Accounting is winner of the Best Contractor Accountancy Award 2023](https://www.aardvarkaccounting.co.uk/aardvark-accounting-is-winner-of-the-best-contractor-accountancy-award-2023/) - We’re so pleased to be announced as this year’s Best Contractor Accountancy 2023 (1,000 – 2,500 clients), in the Contracting Awards.
- [Team Aardvark completed their sky dive for Dorset Mind](https://www.aardvarkaccounting.co.uk/team-aardvark-completed-their-sky-dive-for-dorset-mind/) - Last year the Aardvark Accounting team took on the 3-Peaks Challenge and raised over £2,500 for a great cause. This year we set our sights even higher (15,000ft higher to be exact!), and aimed to raise £3,000 for a charity very close to our hearts, Dorset Mind. To achieve this, we doubled the number of
- [Aardvark Accounting have been nominated in this year’s Contracting Awards!](https://www.aardvarkaccounting.co.uk/aardvark-accounting-have-been-nominated-in-this-years-contracting-awards/) - Both Aardvark and our Client Director, Louisa Drewett have been nominated in this year's Contracting Awards!
- [Official launch of Aardvark Accounting](https://www.aardvarkaccounting.co.uk/official-launch-aardvark-accounting/) - Aardvark Accounting has been launched so that clients can focus on what they do best, whilst giving them the support to make the most out of being in business.

## Pages

- [Home](https://www.aardvarkaccounting.co.uk/) - Join Aardvark and get a great value contractor accountant service, handy technology and a direct line to your dedicated personal accountant.
- [Meet the Team](https://www.aardvarkaccounting.co.uk/meet-the-aardvark-contractor-accountant-team/) - We’re a small but perfectly formed team of contractor accountants, ready and waiting to help you with all your accounting needs.
- [Financial Services](https://www.aardvarkaccounting.co.uk/contractor-financial-services/) - There are many benefits that a business can provide to its Directors and employees, such as pension, health insurance or life insurance.
- [Special Offers](https://www.aardvarkaccounting.co.uk/special-offers/) - Get the best value contractor accounting service with Aardvark.
- [Just starting out?](https://www.aardvarkaccounting.co.uk/new-to-contracting/) - Setting up and running your own company can feel daunting, but with Aardvark contractor accountants you’re in safe hands.
- [Terms and Conditions](https://www.aardvarkaccounting.co.uk/aardvark-accounting-terms-and-conditions/) - Who we are acting for We are acting for you, the client identified above, only. If you would like us to act for any other parties this must be agreed and confirmed in writing prior to commencement of services. Period of engagement This engagement will start on receipt of your authority. The first period for
- [Refer a friend](https://www.aardvarkaccounting.co.uk/clients/refer-a-friend-tcs/) - Refer a friend to Aardvark Accounting and receive £100 credited to your account. Just tell them to mention your name when they join.
- [Making Tax Digital](https://www.aardvarkaccounting.co.uk/clients/making-tax-digital/) - MTD ITSAMaking Tax Digital for Income Tax – what it means for you and how we can helpFrom April 2026, many self-employed individuals and landlords will need to follow new digital reporting rules. We’ll guide you through everything, set up the right software, and handle your quarterly submissions – keeping you compliant with HMRC. What
- [Switching Accountants?](https://www.aardvarkaccounting.co.uk/switching-contractor-accountants/) - Looking for better value for money from your contractor accountant without compromising on quality of service?
- [About Us](https://www.aardvarkaccounting.co.uk/about-aardvark-contractor-accountants/) - Aardvark contractor accountants - offering value pricing, friendly knowledgeable people and simple, effective technology
- [Reviews](https://www.aardvarkaccounting.co.uk/reviews-and-testimonials/) - We think were great contractor accountants but who better to give you the whole story than our actual clients.
- [Pricing](https://www.aardvarkaccounting.co.uk/pricing/) - At Aardvark, we like to keep things simple, so we have 3 straightforward, pay monthly contractor accounting packages to choose from
- [Business Banking Solutions](https://www.aardvarkaccounting.co.uk/business-banking-solutions/) - Business banking solutions for small business owners and contractors made simple. Here's what you need to know.
- [IRIS OpenSpace](https://www.aardvarkaccounting.co.uk/clients/iris-openspace/) - IRIS OpenSpaceIRIS OpenSpace is accounting document management software that lets you sign, seal, and share accounting documents from anywhere. Log into your accountWelcome to Tax Hub – Powered by IRIS OpenSpace – our secure, cloudbased document management platform.With OpenSpace, you can exchange, review, and sign documents anytime, anywhere, without installing software. This guide will take
- [Specialist Contractor Accounting](https://www.aardvarkaccounting.co.uk/specialist-contractor-accounting/) - Join Aardvark and get a great value contractor accountant service, handy technology and a direct line to your dedicated personal accountant.
- [Get in touch](https://www.aardvarkaccounting.co.uk/contact/) - Get in touch today for the best in contractor accounting from Aardvark
- [Crypto tax advice](https://www.aardvarkaccounting.co.uk/crypto-tax-advice/) - Our specialist accountants will process your crypto tax return and offer you the best advice on your crypto tax efficiency.
- [Financial Advice](https://www.aardvarkaccounting.co.uk/clients/financial-advice/) - Financial Advice for all Aardvark clientsBeing your own boss can be very rewarding, but can also mean that you no longer have some of the safety nets that permanent employment can provide, like life or income protection, medical cover, enhanced pension contributions and sick/holiday pay. There can be tax benefits in accessing some of these
- [Business Insurance](https://www.aardvarkaccounting.co.uk/contractor-business-insurance/) - What is the right type of insurance for contractors and what does it cost? Get expert advise from our specialist contractor accountants.
- [Blog](https://www.aardvarkaccounting.co.uk/blog-contractor-accounting/) - News, views and advice in our contractor accounting blog from our Aardvark specialist contractor accountants.
- [Aardvark signup form](https://www.aardvarkaccounting.co.uk/aardvark-signup-form/) - Sign up now for the best accounting service you can ask forAt Aardvark, we like to keep things simple so you can sign up for our Sole Trader, Limited Company or Self Assessment Tax Return services online. Simply select which service you need, choose your extras and hit submit. We’ll then get in touch to
- [Privacy Policy](https://www.aardvarkaccounting.co.uk/privacy-policy/) - At Aardvark Accounting, we’re committed to protecting and respecting your privacy. Your privacy is extremely important to us so we only use the information you provide about yourself and your company to answer your enquiry or to help us to improve our service to you. We do not share this information with any third party
- [Careers](https://www.aardvarkaccounting.co.uk/careers/) - Join our great team of contractor accountants at Aardvark Accounting. Take a look at our careers page here.
- [Clients](https://www.aardvarkaccounting.co.uk/clients/)
- [Free fee protection cover and Business Legal Helpline](https://www.aardvarkaccounting.co.uk/free-fee-protection-cover-and-business-legal-helpline/) - Get 3 months free fee protection cover when you join Aardvark Accounting. You'll also receive unlimited access to a business legal helpline.
- [Promotional Offer Terms and Conditions](https://www.aardvarkaccounting.co.uk/aardvark-accounting-promotional-offer-terms-and-conditions/) - Aardvark Accounting promotional offer terms and conditions.
- [Guides](https://www.aardvarkaccounting.co.uk/guides-for-contractors/) - Guides for contractors from our Aardvark contractor accountants. Everything you need to know as a contractor.
- [Covid-19 Statement](https://www.aardvarkaccounting.co.uk/covid-19-statement/) - At Aardvark we understand that our contracting and small business clients need our support, with their business being impacted by Covid-19.
- [Survey completion prize draw - T&Cs](https://www.aardvarkaccounting.co.uk/contractor-accountants-limited-company/survey-completion-prize-draw-terms-and-conditions/) - In order to be entered into our prize draw survey, you must have: completed your name and email address details on the survey form answered ‘yes’ to the question ‘Do you want to be entered into a free prize draw to win a £250 Amazon voucher?’ completed the survey within 2 weeks of receiving it
- [IT Security Policy](https://www.aardvarkaccounting.co.uk/it-security-policy/) - Our IT Security Policy We have extended policies and training plans for our employees, third parties and our entire supply chain. The below is just a topline example of our approach to cyber security. If you would like any further information please get in touch. Devices All company devices are protected with an adequate password
- [Cookie Policy](https://www.aardvarkaccounting.co.uk/cookie-policy/) - Credit This document was created using a Contractology template available at http://www.contractology.com. About cookies This website uses cookies. By using this website and agreeing to this policy, you consent to Aardvark Accounting’s use of cookies in accordance with the terms of this policy. Cookies are files sent by web servers to web browsers, and stored

## Categories

- [Blog](https://www.aardvarkaccounting.co.uk/category/blog/)
- [News](https://www.aardvarkaccounting.co.uk/category/news/)
- [IR35 Hub Posts](https://www.aardvarkaccounting.co.uk/category/ir35-hub-posts/)
- [IR35 Hub Guides](https://www.aardvarkaccounting.co.uk/category/ir35-hub-guides/)
- [Guides](https://www.aardvarkaccounting.co.uk/category/guides/)
- [IR35](https://www.aardvarkaccounting.co.uk/category/ir35/)
- [Umbrella company](https://www.aardvarkaccounting.co.uk/category/umbrella-company/)
- [Tax](https://www.aardvarkaccounting.co.uk/category/tax/)
- [Expenses](https://www.aardvarkaccounting.co.uk/category/expenses/)
- [Spring Budget](https://www.aardvarkaccounting.co.uk/category/spring-budget/)
- [Electric car](https://www.aardvarkaccounting.co.uk/category/electric-car/)
- [Autumn Statement](https://www.aardvarkaccounting.co.uk/category/autumn-statement/)
- [Pensions](https://www.aardvarkaccounting.co.uk/category/pensions/)
- [Cryptocurrency](https://www.aardvarkaccounting.co.uk/category/cryptocurrency/)
- [Dividends](https://www.aardvarkaccounting.co.uk/category/dividends/)
- [Salary](https://www.aardvarkaccounting.co.uk/category/salary/)
- [Contractors](https://www.aardvarkaccounting.co.uk/category/contractors/)
- [Budget](https://www.aardvarkaccounting.co.uk/category/budget/)
- [Limited Company](https://www.aardvarkaccounting.co.uk/category/limited-company/)
- [Running your business](https://www.aardvarkaccounting.co.uk/category/running-your-business/)
- [Spring Forecast](https://www.aardvarkaccounting.co.uk/category/spring-forecast/)

## Tags

- [2020](https://www.aardvarkaccounting.co.uk/tag/2020/)
- [Budget](https://www.aardvarkaccounting.co.uk/tag/budget/)
- [Corporation tax](https://www.aardvarkaccounting.co.uk/tag/corporation-tax/)
- [IR35](https://www.aardvarkaccounting.co.uk/tag/ir35/)
- [dividends](https://www.aardvarkaccounting.co.uk/tag/dividends/)
- [tax](https://www.aardvarkaccounting.co.uk/tag/tax/)
- [furlough](https://www.aardvarkaccounting.co.uk/tag/furlough/)
- [contracting career](https://www.aardvarkaccounting.co.uk/tag/contracting-career/)
- [Budget 2021](https://www.aardvarkaccounting.co.uk/tag/budget-2021/)
- [Business records](https://www.aardvarkaccounting.co.uk/tag/business-records/)
- [Business expenses](https://www.aardvarkaccounting.co.uk/tag/business-expenses/)
- [Cryptocurrency](https://www.aardvarkaccounting.co.uk/tag/cryptocurrency/)
- [Contractors](https://www.aardvarkaccounting.co.uk/tag/contractors/)
- [FCSA](https://www.aardvarkaccounting.co.uk/tag/fcsa/)
- [Louisa Drewett](https://www.aardvarkaccounting.co.uk/tag/louisa-drewett/)
- [Ryan Goldingay](https://www.aardvarkaccounting.co.uk/tag/ryan-goldingay/)
- [Tony Sadler](https://www.aardvarkaccounting.co.uk/tag/tony-sadler/)
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